Everyone knows that women pay less than men for car insurance. This is because women are less likely to be involved in accidents and file claims, according to statistics. Women are also generally believed to be more careful drivers and drive less than men.
If you’re a woman and feel like you’re being overcharged, it’s time to start looking for a new policy. Where can you find cheap car insurance for women?
First of all, if you are between 30 and 40 years old, there is a chance that you will not pay less than men, as this is the age range in which the rates are most equal between the two sexes. In some cases, men even pay a few dollars less per month than women in the 30-40 range.
In addition to gender and age, other things that affect car insurance rates include location, type of vehicle, how much you plan to drive it, your credit score, and whether or not you qualify for any discounts. If you have home insurance, it’s a good idea to check and see if there are any deals available, as insurance companies tend to offer big discounts on multiple policies.
Details required for cheap car insurance for women
When looking for cheap car insurance for women, you will be asked to fill in some details in order to get a quote. These details include some of the information mentioned above, such as name, location, car model/make, age, etc. Always compare offers from at least 2 – 3 different companies. Once again, check and see if there are any discounts available. On each company’s website, they have a list of all the types of discounts they offer.
Have you considered taking a defensive driving course? This can be a great way to lower your rates – especially if you’ve been involved in an accident before.
Most if not all insurance providers are happy to offer cheap car insurance to women who prove they are serious about driving safety. There are safety courses in every state that you can check out.
If you are a younger driver and still in school, work to get good grades. Another way to get a discount is to make the honor roll and be a model student.
Where should you start your search? While there are thousands of sites out there that all claim to offer the “best auto insurance deals,” you should definitely start. It’s definitely a reliable place to find cheap car insurance for women – as well as discounts to help you save even more.